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15CA - 15CB Filing

Explore all the details you need about 15CA - 15CB Filing, tailored for your needs.

15CA-15CB Filing - Compliance for Foreign Remittances

If you are an Indian resident making payments to a foreign entity or receiving payments from a foreign entity, it is mandatory to comply with the legal provisions of the Income Tax Act 1961. According to the Act, you must file Form 15CA and Form 15CB with the tax authorities before remitting funds to a foreign entity.

Filing these forms can be complex, requiring extensive knowledge of tax laws and regulations. Solocorp can assist you in navigating the process of filing Form 15CA and Form 15CB with ease. Our team of experts ensures that your compliance requirements are met without any hassle.

Section 195 of the Income-tax Act, 1961

As per Section 195 of the Income Tax Act 1961, any individual or entity responsible for making payment to a non-resident, including a foreign company, must deduct income tax at the applicable rate before the payment is made.

The remitter must also submit an undertaking in Form 15CA, which provides details of the payment being made to the non-resident. Additionally, a certificate in Form 15CB, attested by a chartered accountant, is required for payments exceeding INR 5 lakh. This certificate provides details of the nature of the payment, the tax rate applied, and the amount of tax deducted.

Importance of Form 15CA and Form 15CB

1

Form 15CA

Form 15CA is a declaration of remittance made to a non-resident by an individual or a company. It is a mandatory form to be submitted online on the income tax department's website before remitting to a non-resident. The purpose of this form is to enable the income tax department to track foreign remittances and ensure that the remitter is paying taxes according to the provisions of the Income Tax Act.

2

Form 15CB

Form 15CB is a certificate issued by a Chartered Accountant (CA) under Section 195(6) of the Income Tax Act, 1961, for making payments to non-residents or foreign companies. It verifies that the payment being made complies with the provisions of the Income Tax Act and Double Taxation Avoidance Agreement (DTAA), if applicable, between India and the foreign country.

3

Ensuring Compliance

Both Form 15CA and Form 15CB are essential for ensuring timely and accurate reporting of payments made to non-residents and for ensuring that taxes are collected on time.

Applicability of Form 15CA and Form 15CB for Foreign Remittances

Form 15CA and 15CB are applicable for making foreign remittances under India's Income Tax Act 1961. The applicability of these forms depends on the nature and amount of the remittance.

Applicability of Form 15CA

Form 15CA is applicable to any person intending to make a remittance to a non-resident or foreign company, irrespective of whether the remittance is subject to tax. The remitter can be a resident, non-resident, domestic company, or foreign company. A declaration is required when the income accrues, arises, is received, or is deemed to accrue, occur, or be received in India, as per Section 5 of the Income Tax Act.

Applicability of Form 15CB

Form 15CB must be filed by a Chartered Accountant (CA) when the remittance is made. This is required when the remittance to a non-resident or foreign company is taxable, the payment exceeds INR 5,00,000, or when an order/certificate has not been received from the Assessing Officer (AO).

When is Form 15CA Not Required?

Form 15CA is not required in the following circumstances:

  • When the remittance is made per the specified payment list in Rule 37BB of Income Tax Rules.
  • When the individual making the remittance does not require Reserve Bank of India approval according to Section 5 of the Foreign Exchange Management Act (FEMA), 1999.
  • When the remittance is exempted from tax under the Income Tax Act or a relevant tax treaty.
  • When the aggregate remittance amount during the financial year does not exceed INR 5,00,000, and the remittance is not for a foreign tour or payment for the purchase of any foreign asset.
  • When the remittance is made to pursue education abroad, and the amount does not exceed the limit prescribed by the RBI.

Specified Payments where Form 15 CA/15CB is not required

As per the latest rules and regulations, the payments where Form 15CA and Form 15CB are not required include the following:

  • Indian investment abroad
  • Advance payment against imports
  • Intermediary trade
  • Imports by diplomatic missions
  • Loans extended to Non-Residents
  • Imports below Rs.5,00,000
  • Construction of projects by Indian companies/firms, including import of goods at the project site
  • Freight insurance
  • Operating expenses of Indian Airlines Firms
  • Travel under basic travel quota (BTQ)/pilgrimage/medical treatment/business travel/education
  • Payment for operating expenses of Indian shipping firm/companies operating abroad
  • Payments for maintenance of offices abroad
  • Remittances by foreign embassies in India
  • Remittance by non-residents toward family maintenance and savings
  • Remittance toward donations and personal gifts
  • Donations to charitable and religious institutions abroad can be remitted.
  • Remittances for donations and grants to charitable institutions of foreign governments and governments themselves are permitted.
  • Donations or Contributions to international institutions
  • Refunds or reduction or rebates in invoice value on account of exports
  • Remittance towards payment or refund of taxes
  • Payments by residents for international bidding

The Contents of Form 15 CA and Form 15CB

Form 15 CA/15CB is segregated into sections based on various situations. The applicant needs to go through the 15 CA and CB form and fill in the proper details in the relevant section:

Parts of Form 15 CA

Form 15 CA has four parts based on the amount of remittance and the requirement of other certificates or orders under the Income Tax Act.

  • Part A is for remittances up to Rs 5 Lakhs during the financial year that are taxable.
  • Part B is for remittances exceeding Rs 5 Lakhs during the financial year that are chargeable to tax, and an order/certificate under Section 195(2)/197/195(3) of the Income Tax Act has been obtained from the Assessing Officer.
  • Part C is for taxable remittances exceeding Rs 5 Lakhs during the fiscal year, and a certificate in Form 15 CB must be obtained from a Chartered Accountant.
  • Part D is for remittances that are not chargeable to tax under the provisions of the Income Tax Act.

Various parts of Form 15CB

Form 15CB has various parts, each serving a different function for the purpose of verifying and certifying the remittance details.

  • Part A includes details of the remitter, the beneficiary, and the nature of the remittance.
  • Part B: This part requires the Chartered Accountant (CA) to verify whether the provisions of the Income Tax Act and the Double Taxation Avoidance Agreement have been complied with and to provide the details of the relevant sections and articles.
  • Part C requires the CA to certify that the information provided in the form is true and correct.
  • Annexure: This is an optional annexure to the form, which can be used to provide additional information or details.

Penalty for not filing Form 15 CA-15CB

The penalty for not filing or late filing of 15 CA and CB form is Rs. 10,000 per instance

Details required for filing the forms

To file Form 15 CA and 15CB, the following details are required:

PAN of the remitter and the beneficiary

  • The Permanent Account Number (PAN) of the remitter and the beneficiary must be provided.

Amount of the remittance

  • The remittance amount must be provided in Indian Rupees.

Nature and purpose of the remittance

  • The nature and purpose of the remittance must be specified, such as payment for services, royalty, or dividends.

Relevant sections and articles of the Income Tax Act and DTAA

  • If applicable, the relevant sections and articles of the Income Tax Act and Double Taxation Avoidance Agreement (DTAA) must be specified.

Bank details

  • The bank details of the remitter and the beneficiary, including the bank name, branch, and account number, must be provided.

Certificate from a Chartered Accountant (Form 15CB)

  • If a certificate in Form 15CB is required, details such as the name and membership number of the Chartered Accountant, the date of issuance of the certificate, and the details of the remittance must be provided.

Procedure for Filing Form 15 CA and 15CB

The process for filing Form 15 CA and Form 15CB is outlined below. Ensure compliance with all necessary regulations to avoid penalties or legal issues.

1

Step 1: Obtain a Valid PAN

Before filing Form 15CA, ensure that the Income Tax Department issues a valid Permanent Account Number (PAN).

2

Step 2: Determine the Need for Form 15CB

If the remittance exceeds INR 5 lakhs, Form 15CB must be filed by a Chartered Accountant (CA) certifying that the remittance is taxable in India and the applicable taxes have been paid.

3

Step 3: Fill Form 15 CA

The person making the remittance must fill out Form 15CA online on the Income Tax Department's e-filing website, providing details of the remitter, the remittee, the nature of the remittance, and the remittance amount.

4

Step 4: Obtain CA Certification

If Form 15CB is required, the remitter must obtain a certificate from a CA in Form 15CB.

5

Step 5: Submit Form 15CA and 15CB

Once the forms are filled and certified, the remitter must upload Form 15CA and Form 15CB on the Income Tax Department's e-filing website.

6

Step 6: Obtain an Acknowledgment

After submitting Form 15CA, you will receive an acknowledgment with a unique number. Keep this acknowledgment for future reference.

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Startup
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